Posts tagged penny pinching
Credit Card fraud?
3
Here’s the gist of it. When customers pay with cash for their meals at Red Robin. I keep the cash and put it on my rewards card. Since the 4th of January my sales have been roughly $28,000. We can probably safely say that of that 28, between 1/3 to 1/2 of those people had payed with cash. I pay my balance off in full each month and here is what I would keep. I have to go to work, so when I get back, I’ll update this with what results I find off the net.
After reading the TOS, I really didn’t see anything wrong with this method. I didn’t read that other 9 million page pamphlet.
Total for exploiting this system $569.50.
| Spend $25,000 | Rebate Percentage | Here’s how your reward adds up |
|---|---|---|
| First $2,000 | 0.35% | $7.00 |
| Next $2,000 | 0.75% | $15.00 |
| Next $11,000 | 1.00% | $110.00 |
| $15,000 – $50,000 | 1.25% | $437.50 |
The cheapskates guide.
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The system – Some marvelous contraption that is the byproduct of our years of civility. Never to be flawless, people always discover ways to use the system to their advantage; or better yet beat it all together. Lets face it, everyone loves saving money, but some of us treat it as a science or an art. Here I have shown you various methods to saving money, ranging from completely law abiding or frowned upon, to downright illegal. Perhaps its relative. Nonetheless the listed methods are somewhat clever and not imposed to induce criminal behavior, you heard this from me, but if the police ask, you didn’t hear this from me. (Some of these methods have code names to them, they are in parenthesis.
- (Coups) Using Coupons.
- Buying something cheap (like gum) at a supermarket to avoid a ATM fee.
- Returning to the store so you can surpass the allotted 4 per customer.
- Claiming to get more samples for family members at a Cosco. Encouraged even more at Sam’s Club.
- (Motel 69) Taking all the toiletries from a hotel night stay. Bonus points if you use them as a gift.
- Taking excessive condiment packets from restaurants instead of buying them. Bonus points if you steal a bottle.
- Taking two USA Today’s at the newsstand.
- Ordering a cheap item at a restaurant and filling up on bread/salad/fries etc. Bonus points if you ask for some free items to go.
- Hiding the expiration date on coupons by ripping them cleverly or “other” methods.
- Stealing bandwidth, whether it be hosting images off other people, or using someone’s wireless network.
- (Soda Pop Bandit). Filling your water cup with soda.
- Starting new services during the and canceling them after the trial period.
- Not informing someone of a un-billed service. IE. waiter, electric company, water works, etc.
- Joining a new services because of certain special incentives. Then canceling them shortly thereafter.
- Asking people to fill out great remarks on your compliment card at work, in hopes for a raise, bonus, or incentive.
- (Kid-a-roo) Lying about your kids age to qualify them for child fares.
- (Soda Pop Bandit) Reusing your soda cup at the burger hut on different trips.
- Double occupying a room after paying single price.
- Returning an item for a new one, because of its lower price, thus getting a new version of your product and pocket some cash.
- (Stoode-a-roo) Impersonating a student for their student discount.
- (Sein-a-roo) Pretending to be a senior citizen and qualifying for one of their discounts.
- Keeping your hotel room key so you can visit the pool, gym, and other amenities later.
- Amplifying the damages on a insurance claim for mo money, mo money, mo money.
- Switching the from and to blocks on envelopes and omitting postage, and dropping it off at a box. So it gets returned to who you wanted to send it to.
- Stealing office supplies from work.
- (Sold-a-roo) Pretending to be in the military for a military discount.
- (Movie Hopping) Paying for one movie and seeing two.
- Imposing to be a mall employee and getting a discount at the food court.
- Bartering stuff from your work with stuff from another work, i.e.. doughnuts for pizza.
- Using the postage meter at work or your works FedEx account, for eBay and other non related work issues.
- (Super 8) Staying a hotel, requesting extra items, and keeping them, or taking the stuff you’re not supposed to, i.e.. pillows, blankets, towels, robes, light bulbs, etc.
- Taking items from a lost and found because it fits – or – claiming things that aren’t yours from the lost and found. i.e.. rubber band that held money
- (Ticketing) Lets say a group of you wants to see a movie (6+ people). Three of you buy movie tickets and go ahead and gets seats one person goes back out but with three stubs, and tells the usher that hell be right back, he then brings two of his friends in. Rinse. Repeat.
- Taking advantage of your warranty by sabotaging your product and getting a brand new one.
- Claiming its your birthday in hopes for a free cake. Bonus points if they have to sing you a song.
- Hiding items in a store in hopes to get them when they go on sale.
- (Renting) Buying high end electronics for a special event and returning them after its over. IE. Camcorders for weddings, big screen for Superbowl.
- (fourforone) 1 paying customer will go to a buffet and get a table for 4 claiming he has 3 friends meeting him. He then changes his 1 to a 4 on the receipt and his three friends walk through the exit.
- (Fast Food Felon) . When someone calls your number for you order, have your friend take it and then after awhile make a ruckus about you never getting your food and thus getting a free meal.
- (Camping) You and a couple friends go to a buffet during breakfast, and a couple of you switch out to lunchtime… you get the idea.
- Claiming there was something wrong with your food/order in hopes to get it complimentary.
- Going to the lost and found at your school and claiming books so you can sell them back to the school due to their buyback program.
- Having your work pay for stuff you’re going to take home.
- Buying the new model of something you own and returning the old one in the box of the new one.
- (Photoshopshop) Downloading a price off a product off a website, edit the numbers, print it and bring it into a store for a price match/beat.
- (Duplicating) Replicating the stamp/punch on the buy 10 get 1 free cards. As a added kicker you can sell them on eBay, the card or the stamp.
- (5 Finger refund) Buying a receipt machine and making receipts to false claims i.e.. getting into a buffet, returning products you didn’t buy.
- Buying electronic items from the store and returning them for another one and keeping the spare parts – charger, battery, etc.
- (Charity lotto) Pretending to be in a non-profit organization and placing a change bucket at a gas station, lobby, supermarket, etc. and then keeping the money.
- (Bar coding) Taking the bar code/UPC of a cheaper item and placing it over anything else.
- (Shaving) Working at a food service company and shaving profits. Selling a 5 dollar item for 3 dollars and keeping the 2 bucks.
- Starting fake lawsuit for settlement money.
- Eating grapes in the store, without paying for them.