Pleasing none of the people, all of the time.
Posts tagged finance
2010 Spending chart & Budget (2011).
0First and foremost Happy New Years! Like your former lover, may your next be better than your last! As I do every year, here is the latest excel budget template, that probably only I use. There are probably easier, faster, better ways of tracking your spending, but this suits me perfectly.
Download for MS Excel 2003 (.XSLS)
Also for shits, since I actually managed to follow this all the way through, I’ve decided to share you with the percentages of where my money goes. I’m actually very glad I did this, because now I can reflect on how much of an idiot I am.
Top 10:
- 22.69% Dining out
- 10.70% Entertainment/Recreation
- 08.68% Electronics
- 08.15% Tangible Merchandise
- 07.30% Bills
- 05.91% Internet/Phone
- 05.45% Educational/Work Related
- 04.99% Mass/Public/Private Transit
- 04.81% Groceries
- 03.67% Fuel & Car Maintenance
Credit Card fraud?
3
Here’s the gist of it. When customers pay with cash for their meals at Red Robin. I keep the cash and put it on my rewards card. Since the 4th of January my sales have been roughly $28,000. We can probably safely say that of that 28, between 1/3 to 1/2 of those people had payed with cash. I pay my balance off in full each month and here is what I would keep. I have to go to work, so when I get back, I’ll update this with what results I find off the net.
After reading the TOS, I really didn’t see anything wrong with this method. I didn’t read that other 9 million page pamphlet.
Total for exploiting this system $569.50.
| Spend $25,000 | Rebate Percentage | Here’s how your reward adds up |
|---|---|---|
| First $2,000 | 0.35% | $7.00 |
| Next $2,000 | 0.75% | $15.00 |
| Next $11,000 | 1.00% | $110.00 |
| $15,000 – $50,000 | 1.25% | $437.50 |
Budget (2009).
3
Sorry I didn’t get around to this until April. Truth be told I was going to use my old one, but I made a new one, and these things take time. I’ve been using it so far, and it probably still has bugs in it, and it isn’t finished. So next years will be super good!
Loading ...